Mainboard

IPO ·

NSE, BSE

Moneyview Ltd

Listed

Fintech app offering digital personal loans and credit tracking, sourcing loans from partner banks and NBFCs.

Issue details

Price band

₹32 – ₹34

Face value

₹1

Lot size

441 shares

Minimum investment

₹14,994

Issue size

₹1,091.68 Cr

Fresh issue

₹750 Cr

Offer for sale

₹341.68 Cr

Issue type

Book Built

Exchange

NSE, BSE

Key dates

Opens

24 Sep 2026

Closes

28 Sep 2026

UPI mandate cut-off

5:00 PM on 28 Sep 2026

Allotment

29 Sep 2026

Refunds

30 Sep 2026

Shares in demat

30 Sep 2026

Listing

1 Oct 2026

Subscription and listing

Subscription

71.40x

Listing price

₹55

Registrar

MUFG Intime India Pvt Ltd

Lead manager

Axis Capital, BofA Securities India, IIFL Capital Services, Kotak Mahindra Capital

Subscription by category

QIB (Ex Anchor)

230.54x

NII

120.37x

Retail

20.41x

Total

71.40x

Total applications

47,85,956

Anchor investors

Amount raised

₹327.50 Cr

Bid date

23 Sep 2026

50% lock-in ends

28 Oct 2026

Rest lock-in ends

27 Dec 2026

Listing day

Issue price

₹34

Open

₹55.00

High

₹62.00

Low

₹50.27

Day close

₹53.88

Listing gain at open

+61.76%

Issue structure

Shares reserved per category and share of the total issue

QIB

16,05,41,216

50.00%

Anchor Investor

9,63,24,729

30.00%

QIB (Ex. Anchor)

6,42,16,487

20.00%

NII

4,81,62,366

15.00%

bNII > ₹10L

3,21,08,244

10.00%

sNII < ₹10L

1,60,54,122

5.00%

Retail

11,23,78,853

35.00%

Total

32,10,82,435

100.00%

Finaccle’s quick read

Neutral

Income up about 43% in FY26 but PAT up only about 1% to ₹242.71 Cr, with borrowings about 2.3x net worth; Q1 FY27 PAT of ₹173.80 Cr shows a rebound.

A rules-based screen of growth, margins, debt and valuation, built from the offer document and data on Chittorgarh.com. It is for information only and is not investment advice or a recommendation to buy or sell. Read the RHP and speak to a SEBI-registered adviser before you apply.

About the company

Moneyview is a Bengaluru-based fintech that offers digital credit through its mobile app, with personal loans as the main product. It also distributes insurance, credit cards, digital gold, payments and earned wage access. As of June 2026 it had about 140 million registered users, 48 lending and financial partners and 1,933 staff.

Founded

2014

2014

Promoters

Puneet Agarwal, Sanjay Aggarwal, Sushma Abburi

Puneet Agarwal, Sanjay Aggarwal, Sushma Abburi

Products and segments

Personal loans via app; insurance, credit cards, digital gold, payments, earned wage access

Personal loans via app; insurance, credit cards, digital gold, payments, earned wage access

Promoter holding

23.96% pre-issue; 19.31% post-issue

23.96% pre-issue; 19.31% post-issue

Financial performance

Restated figures in ₹ crore, latest period first

₹ crore, latest first. Full table on desktop.

Period

Total income

Income

EBITDA

PAT

Net worth

Borrowings

Debt

Assets

Q1 FY27 (Jun 2026)

Q1 FY27 (Jun 2026)

1065.09

1065.09

424.28

173.80

173.80

2415.20

5484.76

5484.76

8641.89

FY26

FY26

3404.27

3404.27

968.92

242.71

242.71

2225.42

5157.04

5157.04

8104.85

Q1 FY26 (Jun 2025)

Q1 FY26 (Jun 2025)

702.92

702.92

225.56

67.15

67.15

1991.01

4070.14

4070.14

6404.82

FY25

FY25

2378.53

2378.53

697.98

240.28

240.28

1918.66

3413.37

3413.37

5632.42

FY24

FY24

1389.24

1389.24

328.70

171.15

171.15

1606.64

1708.92

1708.92

3519.50

ROE

15.98%

ROCE

—

Debt / equity

—

PAT margin

—

P/E post issue

8.61

Market cap

₹5,984.79 Cr

Use of IPO money

Investment to drive loan disbursals under DLG arrangements

₹325.00 Cr

Investment in subsidiary WFPL to augment capital base

₹250.00 Cr

General corporate purposes

₹111.72 Cr

Issue expenses

₹90.96 Cr

Strengths

✓

Large user base of about 140 million registered users

✓

Income up about 43% in FY26

✓

Strong Q1 FY27 PAT of ₹173.80 Cr vs ₹67.15 Cr a year ago

✓

Capital-light model backed by 48 financial partners

✓

About 69% of the issue is fresh capital

Risks to watch

!

FY26 PAT almost flat at ₹242.71 Cr despite 43% income growth

!

Borrowings of ₹5,157 Cr are about 2.3x net worth

!

Unsecured personal lending exposed to credit-cycle losses

!

Low promoter holding of 19.31% post-issue

!

OFS of about ₹342 Cr is roughly 31% of the issue

Planning to take your own company public?

Every listing on this page started with a growing business that got its numbers, governance and paperwork ready for investors. If you are a promoter weighing an SME or main board IPO, we can tell you where you stand and what it will take.

Talk to our IPO Advisory team for readiness planning, or our IPO Consultancy team to run the listing end to end.

Last updated:

Information is compiled from exchange notices and the company’s offer document. It is for general information only and is not investment advice or a recommendation to apply. Read the prospectus before investing.